Accidents in your city could be costing you hundreds in car insurance

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GREENVILLE, N.C. (WNCT) – Where you live, and how many accidents occur in your city, plays a big role in determining your car insurance rate.

Whether you are involved in an accident or not, in the end, you still have to pay for them.

WNCT first examined crash data from Pitt, Onslow, Craven and Lenoir Counties. Between 2012 and 2014, Pitt led all counties in the East with 14,062 crashes, followed by Onslow with 11,429, Craven with 5,497, and Lenoir County at 4,075.

In 2015, there were 5,077 accidents in Greenville alone.

The number of accidents where you live, along with your personal driving record and type of car, all play a big role in determining how much you will pay for car insurance.

WNCT used Progressive’s online insurance quote machine to determine just how big of a difference it could make. After using all of the same variables, we found out drivers in Greenville could be paying hundreds more for car insurance than drivers in New Bern, Kinston and Jacksonville.

It is important to note these numbers are rough estimates, which could change dramatically in individual cases. However, for a driver with a clean record, the estimate in Greenville was around $81 per month.

In Jacksonville, the same variables led to a $69 car insurance payment each month. In Kinston, the number was $67 each month, followed by New Bern at $63 each month.

To see crash data for your area, click here.

“We’re seeing a lot of wrecks where we have lane departures, when people run off the road on the right, or go left of center,” said Trooper Doug Coley with the NC Highway Patrol.

Coley said statewide campaigns like “Booze it and Lose it” target some factors leading to higher crash totals. Reducing the number of wrecks is also why cities like New Bern and Greenville are cracking down on red light violators.

John Moye, who teaches drivers ed at Ayden-Grifton High School, said driving today is more dangerous than it has ever been.

“Growing up, I didn’t have all the fancy phones, and all the social media things kids happen to be involved in,” Moye said.

He said some kids take drivers ed seriously, while others think they will be invincible to the dangers that come along with driving.

Alex Rivera, a freshman in drivers ed, said his views on driving changed after his friend, Stone Prechtl, was killed in an accident in 2015 in Beaufort County.

“Take everything slow, and be careful what I do on the road,” Rivera said.

To get the most accurate car insurance quotes, contact your insurance agent.

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